Zapper, a South African fintech and mobile payment platform, has launched a tap-on-phone payment function for Android phones. The new feature allows merchants accept all digital payments without an additional point-of-sale hardware and or without the Zapper app on the customer’s phone..
The feature, according to the company, eliminates the conventional transactional processes while replacing it with the tap-on-phone method.
Consumers can use mobile wallets on both Android and iOS, such as Apple Pay, Samsung Pay, and Garmin Pay, to make payments, though merchants must use an NFC-enabled Android (version 9.0 or later) smartphone.
The tap-on-phone payment is designed primarily to make transactions faster and more effective.
The merchant downloads the app on their version 9.0 or higher Android smartphone. To make a transaction payment, the merchant opens the app and the customer places their physical card or any other payment method on the Merchant’s android smartphone.
This new payment option is widely available for all and only South Africans.
The consumer simply taps the physical card or mobile device on the merchant’s compatible Android smartphone.Zapper CEO, Brett White
This new feature also allows pin-on-glass, which means that if a customer’s verification limit has been reached, they can safely input their pin on the merchant’s Android smartphone and complete their transaction as they would on a conventional pin entry device while checking out.
Previously, this merchant app was primarily used to provide real-time payment confirmation feeds to their merchants via a push notification, minimising the need to wait for an SMS, email, or logging into the merchant portal online often. It also allowed merchants to quickly and effectively generate a QR code or payment link.
Now, the program converts the merchant’s phone into a point-of-sale device without additional peripheral gear, White explains. The app automatically allow customers scan and pay with their physical bank card or mobile wallets, or tap and pay using the app-generated Zapper QR code.
The security of the tap-on-phone offering meets the stringent requirements of physical point of sale devices, and consumers will benefit from not having to hand over their cards to the merchant, making it a truly safe and contactless payment experience.
Zapper CEO, Brett White
Zapper was formed in 2014 with the goal of empowering merchants with data-driven insights to help them develop their companies. Today, it is pursuing that goal by extending and expanding their platform, strategic partner networks, with the goal of eventually replacing antiquated card-based payment and reward systems.
With this new launch, Zapper retailers can now take a wide range of payment methods thanks to this recent feature. This includes vouchers, mobile wallets, and third-party options like Ozow; Buy Now Pay Later options like MoreTyme; cryptocurrency like 6dot50; and now card-present payments via the tap-on-phone offering – all through a single account.
With this new feature, Zapper merchants now have a comprehensive payment acceptance capabilities as well as enterprise-level retail insights and payment solution that can be handled totally via their smartphone, White concludes.
Although, the company has not given an update as regards the coming presence of this feature on IOS at the moment or in future. However, that Zapper’s Tap-to-Pay for Android is available.